mortgage calculator

🌍 International Mortgage Calculator

Calculate Home Loans for 12 Countries with Detailed Financial Analysis

USA

UAE

Nepal

UK

Canada

Australia

India

Saudi Arabia

China

Malaysia

Singapore

Qatar

🏠 Loan Amount

📉 Down Payment (%)

📈 Interest Rate (%)

📅 Loan Term (years)

Monthly Payment

$0.00

Total Interest

$0.00

📚 Complete Mortgage Guide

Understanding Mortgages

A mortgage is a loan secured by property, typically structured with principal and interest payments over 15-30 years. Key components:

• Principal: Original loan amount
• Interest: Cost of borrowing
• Term: 1-30 year repayment periods
• LTV: Loan-to-Value ratio restrictions

Recurring Costs

• Property Taxes: 1.1% avg (U.S.)
• Home Insurance: 0.3-1% of value
• PMI: Required if down payment <20%
• HOA Fees: Varies by community

Accelerated Payoff Methods

• Extra Monthly Payments
• Biweekly Payment Plans
• Refinancing Options

Historical Context

• 1934: FHA Creation
• 1944: GI Bill Home Loans
• 2008: Housing Crisis Reforms